Homebuyers If you’re considering purchasing a home in our community, our Certified HUD Housing Counselors are here to guide you every step of the way. They can help you:

• Determine your affordable price range based on your income and financial situation.
• Access and review your credit scores, identifying areas for improvement to secure better mortgage rates.
• Explore down payment assistance programs to make your home purchase more attainable.

Additionally, our counselors can connect you with local realtors, homebuilders, mortgage lenders, home insurers, and housing programs, including the Redevelopment Authority of the County of Washington.

For individuals whose banks require financial counseling courses as part of their mortgage approval process, our Certified HUD Housing Counselors provide qualified instruction to meet these requirements.

Homeowners For individuals facing challenges in maintaining their mortgage, our Certified HUD Housing Counselors provide invaluable support by:

• Guiding you through the refinancing process, if necessary.
• Assisting you in enrolling in foreclosure prevention programs.
• Communicating with your mortgage lender on your behalf or helping you address challenges directly.

Our team is committed to ensuring both homebuyers and homeowners feel empowered and supported as they navigate the complexities of housing.