Blueprints partners with the Washington Citywide Development Corporation and the Community Growth Fund to coordinate the Ways to Work Program.

Ways to Work is a low-interest loan program that provides lower-income individuals in Blueprints’ service area the opportunity to purchase a pre-owned vehicle.  Loan amounts can be as much as $10,000 for car purchase. Monthly loan payments vary from 6-to-30 months, depending on the amount of the loan and payment abilities.


To qualify for a loan, participants must meet all of the eligibility requirements:

  • Must live within Washington or Greene Counties
  • Income qualify (household at 80% AMI or below)
  • Have poor, bad or no credit
  • Currently employed for at least three months at time of application, working at least 20 hours per week
  • Have a valid Pennsylvania driver’s license
  • Be without a current car loan or be a co-signer on a current car loan (unless applying for a repair loan)
  • Be in a position to make monthly payments until the loan is paid in full
  • Participate in Blueprints’ financial wellness class sessions

For more information and/or to start the application process, please visit this site:

Ways to Work Pre-application