This program helps people with low credit scores who would like to purchase a home. It’s also for people who are intimidated by the home-ownership process, or who aren’t sure which steps to take regarding a home purchase. And it helps people who are facing a foreclosure or are unable to make their current mortgage payment.
- One of our HUD-certified Housing Counselors will help you obtain and review your credit score and determine (if needed) how those scores can be improved.
- We’ll also help you determine the mortgage payment you can afford and review options for down payment assistance.
- If you’re a homeowner struggling to pay your mortgage, we’ll help you begin the process to refinance (if needed) and help you enroll in programs designed to prevent foreclosure.
Eligibility varies by program; contact Blueprints for additional information.